Terms of Use for Banksola
Effective Date: May 2, 2025
Last Updated: May 2, 2025
Website: https://kimsola.com/banksola
Contact: banksola@kimsola.com
1. Acceptance of Terms
By accessing or using Banksola, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the application.
2. App Purpose and Disclaimer
Banksola is a banking application that provides financial services and tools. This app is intended for personal and business banking needs, subject to applicable banking regulations.
The app is provided "as is" without any warranties, express or implied. We do not guarantee that the app will be error-free or uninterrupted.
3. User Eligibility
To use Banksola, you must:
- Be at least 18 years old
- Have a valid government-issued ID
- Have a valid email address and phone number
- Comply with all applicable banking laws and regulations
- Not be prohibited from using banking services
4. License and Restrictions
We grant you a limited, non-exclusive, non-transferable license to use Banksola for personal or business banking purposes. You may not:
- Modify, reverse engineer, or decompile the app
- Create derivative works based on the app
- Remove or alter any copyright notices
- Use the app for any illegal purposes
- Share your account credentials
- Attempt to gain unauthorized access
5. User Content and Data
You retain ownership of your financial data. However, you grant us a license to:
- Process and store your financial information
- Use your data to provide banking services
- Share data as required by banking regulations
- Use anonymized data to improve services
You are responsible for ensuring the accuracy of all information you provide.
6. Banking Services and Fees
By using Banksola's banking services:
- You agree to pay all applicable fees
- You authorize us to process transactions
- You understand our fee structure
- You agree to maintain sufficient funds
- You accept our transaction limits
7. Intellectual Property
All content, features, and functionality of Banksola are owned by Kimsola LLC and are protected by copyright, trademark, and other intellectual property laws.
You may not use our intellectual property without our express written permission.
8. Third-Party Services
Banksola may integrate with third-party services. We are not responsible for:
- Third-party content or services
- Any issues arising from third-party integrations
- Changes to third-party services
- Third-party fees or charges
9. Termination
We may terminate or suspend your access to Banksola:
- For violations of these terms
- For fraudulent or illegal activity
- To comply with banking regulations
- For security reasons
- For any other reason at our discretion
10. Disclaimer of Warranties
Banksola is provided "as is" without any warranties. We do not guarantee:
- Uninterrupted or error-free operation
- Compatibility with all devices
- Accuracy of financial information
- Security of your data
- Availability of all features
11. Limitation of Liability
To the maximum extent permitted by law, Kimsola LLC shall not be liable for:
- Indirect, incidental, or consequential damages
- Loss of data or profits
- Service interruptions
- Any other damages arising from use of the app
- Third-party actions or services
12. Changes to Terms
We may modify these terms at any time. We will notify you of significant changes through the app or via email. Continued use of Banksola after changes constitutes acceptance of the new terms.
13. Governing Law
These terms are governed by the laws of the United States and applicable banking regulations. Any disputes shall be resolved in the courts of the United States.
14. Contact Information
For questions about these terms:
Email: banksola@kimsola.com
Website: https://kimsola.com/banksola
Attn: Legal Department